Trusted by 15,000+ people
Trusted by 15,000+ people
Fatbike Insurance
Attention:You can only insure your fatbike when purchasing it. Taking out insurance afterward is not possible!
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Theft + comprehensive coverage from €3 per month
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First 3 years: 100% of the insured amount in the event of theft
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Worldwide coverage in all EU countries, Switzerland, and the UK
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Insurance
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View all fatbikes →Why choose insurance?
Insured
Theft: 100% of the insured amount for the first 3 years
Damage caused by an accident, vandalism, or by yourself
Theft from a locked building or vehicle (with signs of forced entry)
Worldwide coverage in all EU countries, Switzerland, and the UK
Battery theft (provided it was secured with a battery lock and there is visible evidence of forced entry)
Not insured
Theft without an ART-2-certified lock or GPS tracker
Damage due to wear and tear or improper use
Battery theft when the bike was left outside overnight (22:00–07:00)
Fatbikes faster than 25 km/h or with a throttle above 6 km/h
View insurable fatbikes
Ready to insure your fatbike?
Buy your fatbike at GoFatbike.nl and insure it immediately against theft and damage. From €3 per month.
Choose your Fatbike
Choose the perfect fatbike at GoFatbike.nl. Our range varies from entry-level models to premium fatbikes with powerful motors and long battery life. When making your choice, pay attention to the motor, battery capacity, and additional features such as suspension and hydraulic disc brakes.
Add an ART-2 lock
An ART-2 certified lock is required for insurance coverage. For fatbikes worth up to 5,000, one ART-2 lock is sufficient. For fatbikes worth more than 5,000, two ART-2 certified locks are required. If a frame lock does not fit, use an ART-2 chain or folding lock and secure your bike to a firmly anchored object. Please note: the plug-in chain does not count as a second lock.
Add a GPS tracker
An approved GPS tracker with an active tracking subscription is mandatory for fatbikes. We install the tracker, enabling us to locate your fatbike immediately in the event of theft. If the tracker is not working or the tracking subscription is inactive, no compensation will be paid in the event of theft.
Choose Your Coverage
During checkout, you can choose your preferred coverage: theft only, or theft + comprehensive coverage (damage). You can optionally extend the comprehensive coverage with 24/7 roadside assistance for €45 for 3 years. Your premium is calculated immediately based on the original price and your postal code. You can choose between continuous insurance or a 36-month term.
Complete your order
Check your order: fatbike, ART lock, GPS tracker, and insurance. After payment, you will receive an immediate confirmation. The installment amount includes 21% insurance tax. After 36 months, you will receive a non-binding renewal offer.
Free Delivery and Assembly
We fully assemble your fatbike and install the GPS tracker. Our own delivery drivers deliver your fatbike to your home free of charge, ready to ride. That way, you can hit the road right away without a worry.
Why insure through GoFatbike.nl?
Why Fatbike Insurance Is Essential
Want to insure your Fatbike? You can do so with us at a low premium! A Fatbike is not just any bicycle. With its wide tires and robust appearance, this e-bike immediately stands out. Unfortunately, thieves notice it too. Its high purchase price makes a Fatbike an attractive target and a valuable possession.
Fatbikes are becoming increasingly popular, but that popularity also has a downside: Fatbikes are stolen remarkably often. Good insurance is therefore not an unnecessary luxury, but an absolute necessity. Your home contents insurance does not provide coverage in the event of theft outside the home.
The combination of an ART-2-certified lock and a GPS tracker provides a double layer of security. In the event of theft, the recovery service can immediately determine the location and recover your Fatbike.
Coverage and benefits
How much does fatbike insurance cost?
The cost of fatbike insurance depends on the value of your fatbike, your place of residence, and the type of coverage you choose. On average, premiums range from €3 to €12 per month. Through GoFatbike.nl, you can immediately calculate your exact premium.
You can choose between ongoing insurance or insurance with a term of 36 months. After 36 months, you will receive a non-binding renewal offer. The instalment amount includes 21% insurance tax. The comprehensive coverage can optionally be extended with 24/7 roadside assistance in all EU countries, Switzerland, and the United Kingdom for 45 for 3 years.
We work with major, reputable insurance companies with extensive experience in bicycle insurance. This ensures excellent service and fast processing of theft and damage claims.
